Monday, February 21, 2011

WHERE TO GO to save on Vacations

WHERE TO GO TO SAVE ON VACATIONS

from the article "Cheap Family Vacations For the Frugal Lifestyle"
www.frugal-living-tips.com

Where to go

* For a cheap family vacation stay in your own country and either drive or take a coach and avoid airfares.

Even though airfares look very cheap once you have added all the taxes and luggage costs and insurance it can work out far more expensive than you first thought.

* If your heart is set on one of the big family resorts like Disneyland and your frugal living budget can't stretch to these then it is still worth checking out any discounts they may have on offer.

Again it may be worth finding your own accommodation and travel deals yourself rather than relying on agents.

MY THOUGHTS

yes, i am one of those people who cannot completely trust travle agents and web reservations. got burned in that area a couple of times and i wouldn't want a repeat performance. and yes, you end up getting better deals when you make reservations yourself.

Sunday, February 20, 2011

WHERE TO STAY to save on Vacations

WHERE TO STAY TO SAVE ON VACATIONS

from the article "Cheap Family Vacations For the Frugal Lifestyle"
www.frugal-living-tips.com

Where to stay

* The all inclusive cheap family vacation is often a good choice for families with small children, as everything is included in the price including kids activities.

* For families with older children booking your own accommodation directly will work out better, as you won't be paying for things you won't be using, like a kids club.

Telephone hotels directly to see if they have any special rates or family deals on offer. When being frugal with your vacation plans it may mean having to take extra time to sort things out for yourself to save in the long run.

* Home swaps - why not arrange with family or friends who live far away to swap each other's house for a week or so.

It will still feel like a vacation and the cost of accommodation is just reduced to paying for utilities.

* Time-shares - if you have a place you like to visit regularly for your vacations then why not consider a share in a time-share apartment. Top tip though is to deal directly with the owner of the apartment and not through an agent.

* Book accommodation on the outskirts of your destination rather than in the centre, prices will differ greatly and buying a season ticket for your whole family can further reduce local bus fares.

MY THOUGHTS

i would much rather save by vacationing off-season. if the place is not nice,comfy, with room service - i wouldn't call it a vacation.

Saturday, February 19, 2011

WHEN TO TRAVEL (Cheap Vacation Tips)

WHEN TO TRAVEL (Cheap Vacation Tips)

from the article 'Cheap Family Vacations For the Frugal Lifestyle'
www.frugal-living-tips.com

Cheap family vacations that will keep everyone happy are a reality
When to travel

* If it is possible to travel during the off season then this can save you lots of money, often these holidays are 30 to 40% cheaper. It may mean that the kids will miss one week of school, make sure that this won't be too disruptive and make sure that the school is aware of your trip.

* Check with your destination when their off peak starts, this may not necessarily coincide with other places and so you may be able to go during their first week of their off season and not disrupt your children's schooling.

* Make sure that when you want to travel does not coincide with any festivals or events at your destination. This can raise prices considerably and reduce your choices of accommodation.

MY THOUGHTS

if everyone vacations during off peak, soon off peak will become peak. i'm just being silly. but if we follow the law of economics, the law of supply and demand, that can happen.

Friday, February 18, 2011

SAVING ON FAMILY VACATIONS

GOING ON A FAMILY VACATION ON A TIGHT BUDGET

from the article "Cheap Family Vacations For the Frugal Lifestyle"
www.frugal-living-tips.com

Cheap family vacations that will keep everyone happy are a reality for a family used to the frugal living lifestyle.

Planning ahead and spending your money wisely can still lead to a great vacation, all you have to do is to stay away from all the tourist money grabbing traps and to tell your children before you go that you are all on a budget.

I find that if you let them know this before hand it causes fewer arguments and upsets later and most kids are reasonably understanding if you treat them as grown ups.

MY THOUGHTS

watch out for the tips on When to travel, Where to stay, Where to go, What to eat.

Sunday, February 13, 2011

WAYS TO SHOW YOU CARE

10 Thrifty Ways To Deliver Big On Valentine's Day
By Ben Popken on February 11, 2011 11:38 AM

Just because the economy is in the dumps doesn't mean your spirits have to be on V-Day. There's lots of great ways to celebrate your relationship without buying into all the myths of conspicuous consumption. At the same time, classic romantic gestures can be nice and sweet, as long as there's more feeling than Franklins behind them. Here's a guide to some last-minute, creative, frugal and even free ways to say "I love you." (Spoiler alert: the best day to celebrate February 14... is February 15! It's like getting Valentine's Day half-off!)

1. SAY IT WITH A (FREE) SONG

Amazon is giving away a free $2 worth of MP3s. So find the song you guys played over and over on that big road trip and send it!

2. EVERYBODY LIKES THOSE DARN FLOWERS

If you've waited until this long to put your flower order in, you're probably out of luck as far as ordering flowers for delivery on Valentine's Day goes. You can order them for Friday or Saturday, or Tuesday instead. And who says the only kind of flower it can be is roses? Tulips, oriental lilies and carnations are totally beautiful, appropriate, and affordable.

Another thing to do is try hitting your local bodega or grocer very early on the morning Valentine's and pick up flowers before the crowds hit and deliver them yourself. But be careful you don't get burned; When I was a hapless 7th grader buying roses for the first time — on the morning of Valentine's, natch — I got suckered into buying what the florist told me were "Black Beauty" roses. He told me the dark coloration was just how this kind of exotic rose looked. I later learned through the girl grapevine two things: 1) I had given my girlfriend a bunch of dead roses and 2) she was no longer my girlfriend. So make sure whatever you get is fresh and will make it through the day!

3. LIKE WATER FOR CHOCOLATE

We all know the candy industry is a bit of a scam. Considering the raw cost of ingredients, that's some pretty huge markup! Turns out that making your own chocolates and sweets isn't that hard and it's really fun. And if you waited until now to start getting your Valentine's gift together, it's the perfect thing to do early on Saturday morning. Epicurious has some great recipies for homemade sweets, like Coffee Chocolate Truffle Kisses, White-Chocolate-Dipped Strawberries with Citrus Sugar, or Bittersweet Chocolate and Walnut Fudge.

4. OH, JEWELRY...

Despite what the ads say, shiny bangles are not magic amulets that will instantly make your beloved collapse into your arms. So make sure you can afford it, your lover actually will want and appreciate the token, and that you don't pay out the nose. For starters, there's more to jewelry than just diamonds. Black pearl earrings are lovely and don't cost much, for example. A good place to hit up for jewelry that won't break the bank or your heart is bluenile.com. Thrift stores are treasure troves of unique and funky vintage jewelry. So too are consignment shops.

5. VALENTINE'S DAY CAN HAPPEN ON ANY DAY

Declare Feb 15 to be your Valentine's day. Or a week later. Reader Witold says he and his fiancée celebrate Valentine's on Feb 21 and it works great. "That way, we can get a good reservation, buy discounted V-day gifts, and not pay inflated rose prices," he writes. "She is sick of the over the top jewelry ads and blatant price gouging on flowers, and frankly, so am I."

6. SPLASHING CASH ON SHALLOW OBJECTS WILL LEAVE YOU SOAKED

The key to a really great Valentine's gift is to pick something that really matters. Something that says, "I'm paying attention to you!" Surprise them at work in your finery and give them a jar full of their favorite candy. Take one of their favorite pictures they've shot and get it blown up and framed. And sometimes, the most romantic gift of all is a sandwich...

7. OUR LOVE WILL NEVER DIE, SO LET'S DIY!

Handmade gifts are individual to the recepient and show that you put time in instead of just picking up something from the stand at the mall. Make your best attempt at a miniature clay model of their head. Decoupage a light switch. No time to get art supplies? No problem. Here's how you can make an origami heart with wings. For an added touch, reuse old wrapping paper. If there's still a lot of snow around you right now, you could prepare a secret lover's igloo and hide your gifts in there and bring your special someone there for a romantic rendezvous.

8. STAY IN AND WATCH A MOVIE

Snuggle up with some home-made popcorn and watch a fun flick. Redbox will let you send an electronic Valentine's with a coupon for a free movie rental on 2/14. Details are at their Facebook page, coupon code "BEMINE."

9. CHOOSE YOUR OWN ADVENTURE

There's nothing more romantic than trying something new together, and it doesn't have to be pricey. Check out a free local music show at a cool bar or cafe. Enroll in a one-day poetry workshop and present the flyer for it on Feb 14. Have you guys ever tried snowshoeing or cross-country skiing?

If the two of you are both into video games, getting two copies of a new one for each of you and learning it and playing it together can be a bonding experience. Reader Lori's college boyfriend in 1992 chipped in with friends to buy her a copy of the massively multiplayer online game Everquest. "Creating an account to play with each other was something special," she writes. "I still have fond memories of staying in, installing the game and learning the ropes with the happy BF by my side."

"He graduated that summer and had it not been for that silly game, it wasn't likely our new relationship would have survived the long distance relationship we endured the few subsequent years," writes Lori. "Today, we're married and Everquest has fallen by the wayside, but we still remember those time affectionately."

10. KISSES AND HUGS ARE CHEAP, BUT DEAR

There is a no more cost-effective expression of love than a heartfelt kiss and a hug. So have at it!

MY THOUGHTS

there you go - it's the giver not the gift. it's the effort not the price. it's spending time together (face-to-face or online). it's being happy that there's a valentine's day to make each other feel 'more' special.

HAVE A STRESS FREE VALENTINE

STRESS FREE VALENTINE
Dr. Michelle Callahan
Psychologist, TV Personality, Author
Posted: February 11, 2011 09:31 AM

Valentine's Day 2011: 6 Strategies to Make It Stress-Free

Valentine's Day can be a day full of fun and romance, or a day full of fighting over why your dream date never came to fruition. This Valentine's Day, follow my six strategies for a stress-free Valentine's Day and enjoy your day no matter what you do or who you spend it with.

1. Agree On How to Celebrate

You should compromise with your partner about how to celebrate. The two of you might have very different ideas about what to do on Valentine's Day so why not talk about it ahead of time so you don't end up having a disagreement about it later. Find something you can both feel comfortable doing as a way to celebrate the day.

2. Spend Within Your Means

Don't spend beyond your means just because it's Valentine's Day. In this economy, everyone is scaling back and you should too. Gestures of love don't have a price tag. If anything, spending more than you are comfortable with will be stressful in the end and can create bad spending habits in your relationship.

3. Change the Meaning of Valentine's Day

If you are single, you can change the meaning of Valentine's Day from a day solely about romance to a day about love. Make it a day to celebrate the love you have for anyone special in your life. If you don't have a significant other, spend time with the other people you love. Everyone can actually enjoy the day, not just couples.

4. Think in Terms of What You Can Give, Not Just What You Can Get

Valentine's Day, like many special days, often becomes all about gifts and less about the purpose of the day, which in this case is to spread love. Don't become fixated on what you expect to receive but instead consider what you can give on this day. By give, I don't necessarily mean you have to buy gifts. You can share your love and attention just by being kind, affectionate and considerate to your loved ones. Why not share a valentine with your family and friends (we did it when we were kids, so why stop now?). Or do something loving for someone who may be having a hard time this Valentine's Day (maybe someone elderly and living alone or someone recently divorced or widowed). You could give them a call or a card as a much needed pick-me-up. When you're more focused on what you're giving than what you're getting, you can be pleasantly surprised by how your day turns out.

5. Don't Let Valentine's Day Define Your Relationship

No matter how you decide to spend your Valentine's Day, don't measure the success of your relationship by how romantic or expensive your day was. There are many ways to celebrate, ranging from sharing a handwritten card to taking a lavish vacation. It's only one day out of the year and although you want to have fun, it's what you do the other 364 days of the year that say much more about the strength of your relationship.

6. Stay in the Moment

Sometimes people get so caught up in what they think they're supposed to be doing that they forget to enjoy what they're actually doing. Whatever you decide to do, have fun! Go with the flow and just enjoy yourself. Valentine's Day only comes once a year so don't waste the day distracted by trying to make it "perfect." It will be "perfect" as long as you can connect with someone you love.

To read more from Dr. Michelle, visit her website www.drmichelle.com, or visit her on Facebook or follow her on Twitter.

MY THOUGHTS

i don't want to agree on how to celebrate!!! i wanna be surprised! and i wanna feel special because someone took pains to make this day special. loving comes with putting in effort. a lot of effort. the more challenging the circumstances, the more effort is required.

WHAT WOMEN WANT FOR VALENTINE

FYI Guys, The Gift We Want Is Free This Valentine's Day!

In an exclusive iVillage poll, the desire for romance trumps expensive gifts this year

Who said romance is dead? In an exclusive iVillage poll, women say romance matters more than expensive gifts this Valentine's Day.

And what exactly do we want more than anything else? A simple "I love you," as 87 percent of women polled told us that hearing those words is the most important part of the holiday.

Surprised? We were too, but perhaps after years of excess followed by a devastating recession, "material girls" are now old-fashioned romantics. Nearly 40 percent of women would choose a romantic weekend away or a romantic dinner with their partner as the gift they'd most like to receive, while less than 1 percent chose an expensive handbag or perfume as their top gift. Even fewer picked a kids-free night or weekend, or having a month's worth of clean laundry done by someone else.

Romance even tops sex! (Sorry, fellas.) Only 4 percent of women chose sex every night of the week as their No. 1 Valentine's Day gift -- although 21 percent put nightly sex as their second or third choice, with 53 percent said that making love on Valentine's Day was important to them.

Jenny Ingram, an iVoice on iVillage, mother of three and blogger, says she'd pick a romantic dinner out with her husband over a night out with the girls. "I would prefer a dinner out with my husband because for my birthday, I go out with the girls," she says with a big smile. "And he just needs time with me. I know it's good for him."

MY THOUGHTS

romance should never be allowed to die. it's what keep relationships and marriages intact. give me a dozen roses wrapped in newspapers anytime.

Saturday, February 12, 2011

Funny Valentine's Day Quotes

Funny Valentine's Day Quotes
Laughter Makes Evergreen Relationships: Read Funny Valentine's Day Quotes

By Simran Khurana, About.com Guide

Lovers who share a sense of humor, stay together longer. Humor is the key to an evergreen relationship. If you want to win your lover's heart, use humor. With a dash of humor and love, make your day extra special with these funny Valentine's Day quotes.

* Helen Rowland
A bride at her second wedding does not wear a veil. She wants to see what she is getting.

* Groucho Marx
Behind every successful man is a woman, behind her is his wife.

* Mickey Rooney
Get married early in the morning. That way, if it doesn't work out, you haven't wasted a whole day.

* Rita Rudner
I love being married. It’s so great to find one special person you want to annoy for the rest of your life.

* Tracy Smith
I wanted to make it really special on Valentine's Day, so I tied my boyfriend up. And for three solid hours I watched whatever I wanted on TV.

* Francis Bacon
It is impossible to love and be wise.

* Ally McBeal
It’s funny how we set qualifications to the right person to love, when we know at the back of our heads the person whom we truly love will always be an exception.

* Mirabeau
Love has the power of making you believe what you would normally treat with the deepest suspicion.

* Plato
Love is a grave mental disease.

* Hoosier Farmer
Love is the thing that enables a woman to sing while she mops up the floor after her husband has walked across it in his barn boots.

* Rita Rudner
My boyfriend and I broke up. He wanted to get married and I didn't want him to.

* Phyllis Diller
Never go to bed mad -- stay up and fight.

* Joyce Brothers
No matter how love sick a woman is, she shouldn't take the first pill that comes along.

* Oscar Wilde
One should always be in love. That is the reason one should never marry.

* Margaret Atwood
The Eskimos have fifty two words for snow because it is so special to them; there ought to be as many for love.

* Ann Landers
The poor wish to be rich, the rich wish to be happy, the single wish to be married, and the married wish to be dead.

* Yiddish Proverb
Three things can't be hidden: coughing, poverty, and love.

* H. L. Mencken
To be in love is merely to be in a state of perceptual anesthesia.

* Jay Leno
Today is Valentine's Day. Or, as men like to call it, Extortion day.

* Erich Segal
True love comes quietly, without banners or flashing lights. If you hear bells, get your ears checked.

* Anonymous
Valentine’s Day is when a lot of married men are reminded what a poor shot Cupid really is.

* Rosanne Barr
Women are cursed, and men are the proof.

* Mae West
Women with pasts interest men. They hope history will repeat itself.

MY THOUGHTS

'my funny valentine, sweet funny valentine...' so goes the song.and indeed, valentines can be funny. love is. i love valentines. especially the funny ones.